How does a Buy Now, Pay Later promo work with credit cards? 💳❓ Let’s say you buy an aircon from Anson’s using your UnionBank credit card in June 2025, and choose the promo that lets you pay up to 3 months later at 0% installment for 24 months. So sa June at July, wala ka munang babayaran. Your first payment will start in August and continue monthly for 24 months. This is one of the biggest perks of having a credit card — you can buy expensive items like an aircon at 0% interest, without shellin