How to make the most of your credit card points and miles to travel 💳✨✈️ 1. Decide on a specific travel goal - knowing where you want to end up will help you understand how to begin. 2. Look at your personal budget - credit cards are the best way to accrue points and miles without actually traveling. Be honest with yourself about what you can afford month to month, year to year. 3. Identify your spending style and a credit card that suits it - ask yourself “what am I spending my money on?” and