Here is a sample illustration. Suppose you buy a mutual fund and it contains a stock valued at $50/share. Let’s suppose the stock price later drops to $40/share.

JioBlackRock Asset Management Pvt Ltd, a 50:50 joint venture between Jio Financial Services Limited (JFSL) and BlackRock, on ...

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For illustration purposes, let’s look at the group turning 70½ in 2019. Say you are retired and your 70th birthday was June 30, 2019. You reached 70½ on Dec. 30, 2019.