Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

With the average savings account paying 0.39%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

The Axos ONE account is a combined checking and savings account that pays competitive interest rates — as long as you meet a couple requirements. There are no monthly fees and no minimum deposit ...

High-yield savings accounts are safe, but fees, falling rates, taxes, and missed opportunities can quietly cost you money ...

As personal finance reporters, we're always keen to talk about the value of savings accounts offering above-average returns.

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...