Good day, everyone, and welcome to the Moody's Corporation fourth quarter and full-year 2024 earnings call. At this time, I would like to inform you that this conference is being recorded. (Operator ...

Geoffrey Ballotti; President, Chief Executive Officer, Director; Wyndham Hotels & Resorts Inc Michele Allen; Chief Financial Officer; Wyndham Hotels & Resorts Inc Brandt Montour; Analyst; Barclays ...

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