These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Many people are sold a variable annuity with the understanding they will receive a lifetime income stream, which sounds like a good idea when planning for retirement. The truth is there usually is a ...

Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news.

Rich White is an experienced financial writer and the former editor of Financial Planning magazine. He has also authored several books. kali9 / Getty Images Living benefit riders have become an ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

VUL’s Rise from Niche Product to Core Planning Platform Variable universal life (VUL) has evolved from a specialist insurance ...

Variable annuitization is a retirement income strategy that converts a part of an individual's retirement fund into a stream of income. It differs from fixed annuitization, where the annuitant ...

Saving money is a critical part of financial planning, and finding the right savings account is just as important. One of the things to consider when choosing a savings account is how interest is ...

Variable life insurance offers a way to protect your financial dependents. If you pass away, this type of insurance policy ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...