Want to borrow $50,000 worth of home equity now? Here's what a loan can cost monthly after the December Fed rate cut.

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Find out how affordable your home equity borrowing options are now.

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

What could the Fed’s rate cut mean for the future of home equity loans and HELOCs? “Cutting rates removes some restriction on ...

American families collectively have a jaw-dropping $35.8 trillion in home equity as of mid-2025, according to the Federal ...

Deephaven Mortgage introduces a HELOC with flexible qualification for self-employed borrowers, tapping into a growing ...

That’s exactly the spot Josh from Seattle said he was in when he called The Ramsey Show (1). Josh’s plan was to convert the ...

HELOCs might seem like an easy way to turn rising home equity into cash, especially when you’re struggling to make more than ...