The acronym RESPA stands for the Real Estate Settlement Procedures Act, a federal law in place since 1975. While Congress has made changes to RESPA since its enactment, at its core, the purpose of the ...

The CFPB recently approved an application (Application) from the Independent Community Bankers Association (ICBA) for alternative disclosures under the Truth in Lending Act (TILA)/Real Estate ...

At its core, the CFPB rule consolidates the separate RESPA and TILA application and origination disclosures required under current law into a single set of combined disclosures — an initial Loan ...

The Consumer Financial Protection Bureau (CFPB) has approved an application from the Independent Community Bankers of America (ICBA) to pilot disclosures for construction loans, paving the way for ...