Women retire with less. A lot less. According to a 2024 Prudential study, women have less than a third of the median ...

Tens of millions of Americans are unable to save for retirement through their jobs. "That's not a gap — it's a crisis," one ...

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

The answer is that, with some work, you can make the conversion and end with a plan that is “better than a pension.” To do that you have to become your own pension manager, requiring a new ...

Making the Dream a Reality Early retirement is a dream for many, requiring disciplined saving, living below one’s means, and ...

401(k) Plans. For many US workers, the employer-sponsored 401(k) retirement plan offers a convenient and powerful way to build long-term savings. Commonly provided by for-profit companies, 401(k ...

But what about Alternative Solution for the Retirement Plan Changes. Some experts suggest alternative solutions, such as eliminating the $160,200 income cap on Social Security taxes, which would ...

Financial health of your pension plan provider. Some pension funds struggle with underfunding issues. To stay informed about your plan’s health, you can access the plan’s Form 5500 on ...

It's easy to get a loan against any type of asset, including your paycheck, tax return, home, and 401(k). You can even get a loan against your pension if you’re one of the relatively few people ...

Plan sponsors can no longer offer a menu of vetted funds and hope that employees will enroll, contribute enough and make wise investment decisions, expecting that they will be prepared for retirement.