Almost everyone needs the services of a bank at some point, to deposit pay checks, get cash, save money or to apply for a loan so that they could a large purchase. Not all banks are structured the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...

Commercial banks offer services like accounts, loans, and payment processing tailored for businesses. Differences in services exist between commercial, retail, and investment banks. When choosing a ...