Some deposit accounts offer FDIC protection beyond the standard $250,000 limit. CNBC Select explains what you need to know.

Mon, November 24, 2025 at 10:33 PM UTC Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

Each government failure becomes an excuse to do more of what failed. It is sad but not surprising to see this expensive and destructive cycle of failure repeat itself with banking regulation.

Rep. Frank Lucas, R-Okla., right, in 2024. WASHINGTON — The House Financial Services Committee has a new package of bills aimed at reforming deposit insurance, including a companion bill to a revised ...

Regulators announced a plan to raise deposit insurance coverage, promising greater protection for savers if a bank fails. The move, unveiled today, is designed to steady confidence after recent market ...

A proposed increase to federal deposit insurance levels for certain business accounts is a necessary reform that will support community banks and the communities they serve, writes Jack Hopkins, of ...

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...