You can invite someone to Signal using the "Invite Friends" menu in the app, which will send a text message or email.
If you have an iPhone 14 (or newer) or a Google Pixel 9, you can send texts via SOS Mode. My title is Senior Features Writer, which is a license to write about absolutely anything if I can connect it ...
To send money with Zelle, both you and the recipient contact will need to register for Zelle accounts.
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