Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Think you can ignore a $50 debt without consequences? Think again. While there’s no legal minimum for collections, even tiny ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

While debt can be useful in certain situations, it can quickly spiral out of control. To pay off your balances and get back on track, the right debt management strategies are key. Depending on your ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...