Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

As unauthorized and misreported credit inquiries become more common, many individuals are facing unexpected credit score drops and financial setbacks. Petroff Amshen LLP is assisting consumers in ...